A plain-language guide to comparison shopping for prescription drugs. Your Medicare coverage is not always the cheapest option — and shopping around takes only a few minutes.
Key fact most beneficiaries don't know: You are not required to use your Part D coverage for every prescription. In some cases, paying cash through a discount program or ordering from a verified international pharmacy is significantly cheaper than using your insurance.
Average savings ordering from accredited Canadian pharmacies
Potential savings from other accredited international pharmacies
Time it takes to comparison shop before filling a prescription
Your Medicare drug coverage is a valuable benefit, but it is not always the cheapest option. For generic drugs, Cost Plus Drugs and discount cards are often your best domestic bet. For brand-name maintenance medications, international pharmacies verified through PharmacyChecker may offer the largest savings — but only if you are comfortable with the legal gray area and willing to do a little extra legwork.
Taking 10 to 15 minutes to comparison shop before filling a prescription can put real money back in your pocket. Lower drug prices are out there — you just have to look.
Have a question about your drug costs?
Jim Sullivan is happy to help you think through your options.
Disclaimer: This content is for educational purposes only and does not constitute legal, medical, or financial advice. Drug pricing information changes frequently — always verify current prices directly on each platform. Consult your doctor before changing how you fill prescriptions. Medicare Made Clear is not affiliated with GoodRx, SingleCare, Cost Plus Drugs, TrumpRx, or PharmacyChecker.